> For the complete documentation index, see [llms.txt](https://alfred.gitbook.io/alfred-integration-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://alfred.gitbook.io/alfred-integration-docs/penny-api-general-integration/penny-api-operations/payment-method-+-get-process-token.md).

# Payment Method + Get Process Token

***

### Description:

This endpoint facilitates the retrieval of a token and associated payment methods. It primarily aids in obtaining user-specific payment details and serves as an essential interface between the system and third-party payment processors.

**Mode:**

`POST`

#### Node:

```bash
/third-party-service/payment-method
```

#### Sample Access Token:

`eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ1c2VybmFtZSI6IkB0cmluaWFndWlycmUiLCJzdWIiOjI5NywiaWF0IjoxNjkzMzg3NzkzfQ.8bLmcjHDI4xGqSx9rqTdvfevhTud2S6WHO8C01DRllo`

<mark style="color:green;">`POST`</mark> `/third-party-service/payment-method`

Get Token & payment method of the user

#### Headers

| Name                                            | Type                                                                                                                                                        | Description                                                    |
| ----------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------- |
| API-Key<mark style="color:red;">\*</mark>       | String                                                                                                                                                      | Your API key for authentication.                               |
| API-Secret<mark style="color:red;">\*</mark>    | String                                                                                                                                                      | Your API secret for enhanced security.                         |
| Authorization<mark style="color:red;">\*</mark> | eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ1c2VybmFtZSI6IkB0cmluaWFndWlycmUiLCJzdWIiOjI5NywiaWF0IjoxNjkzMzg3NzkzfQ.8bLmcjHDI4xGqSx9rqTdvfevhTud2S6WHO8C01DRllo | Access token obtained from the KYC Lite process. Example token |

#### Request Body

| Name                                                     | Type                                                     | Description                                   |
| -------------------------------------------------------- | -------------------------------------------------------- | --------------------------------------------- |
| "country"<mark style="color:red;">\*</mark>              | "USA"                                                    | <p>ISO format</p><p><br></p>                  |
| "address"<mark style="color:red;">\*</mark>              | "USA, Florida, Miami, El Doral"                          |                                               |
| "fullname"<mark style="color:red;">\*</mark>             | "Peter Cetera"                                           |                                               |
| "email"<mark style="color:red;">\*</mark>                | "<peter@gmail.com>"                                      |                                               |
| "phonenumber"<mark style="color:red;">\*</mark>          | "+1789654890"                                            |                                               |
| "initial\_transaction"<mark style="color:red;">\*</mark> | "7968052d-2c60-4d18-b7d0-a850081547b8",   //uid - myinfo |                                               |
| "countrywithdraw"<mark style="color:red;">\*</mark>      | "ARG"                                                    | ISO Format, it also can be to use to deposit. |
| "city"<mark style="color:red;">\*</mark>                 | "Miami"                                                  |                                               |

{% tabs %}
{% tab title="202: Accepted " %}

<pre class="language-json"><code class="lang-json">// 
{
  "statusCode": 202,
  "message": "thrid party login and payment methods",
  "data": {
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ1c2VybmFtZSI6IkBndWlsbGVybW8uc2FuY2hleiIsInN1YiI6OSwiaWF0IjoxNjg4NTAzMzg4fQ.oyH_3PN6URj7r-HBEPuipVhatOsjeF0DIc5T_O3waFs",
    "kyc": false,
    "userBanks": [
      {
        "id": 6,
        "bankName": "BANCO",
        "bankNumber": "24523458788543",
        "bankAccountOwner": "Peter Cetera",
        "icon": null,
        "countryCode": "ARG",
        "DNI": "56",
      }
    ],
    "paymentsMethods": {
      "ATM": [
        {
          "id": 4,
          "name": "ATM",
          "img": "https://alfred-pay-images.s3.amazonaws.com/profile/6573a827-0271-4217-98b2-ksdhkhgdsifuy.png"
        }
      ],
      "BANK": [
        {
          "id": 4,
          "name": "Cro",
          "img": "https://alfred-pay-images.s3.amazonaws.com/profile/6573a827-0271-4217-9lsdfkhdksjg0e6d62.png",
           ages.s3.amazonaws.com/profile/1iudfh7-7813-47e2-9e35-791b4a92994d.png",
         “ to_deposit” :  [{
                                  “account”: “21346739652098762”,
<strong>                                  “owner”: “SMC”,
</strong>                                  “Id”: “J12445689”,
                                  “bank”:”Banco”},
                                  {
                                  “account”: “76549626620985291”,
                                  “owner”: “SMC”,
                                  “Id”: “J12445689”,
<strong>                                  “bank”:”Banco”}]
</strong>        }
      ],
      "Retail": []
    },
    "exhangeFactor": {
      "id": "49037ded-7fbd-4dc5-9b49-aeedcaf8d82b",
      "to": {
        "from_currency": "BTC",
        "to_currency": "ARS",
        "rate": "7.19"
      },
      "from": {
        "from_currency": "ARS",
        "to_currency": "BTC",
        "rate": 0.139
      }
    }
  }
}
</code></pre>

{% endtab %}
{% endtabs %}

#### Considerations:

Three methods of payment: Bank, Retail, ATM

If any method is left blank in the endpoint response this means that payment method is not available.&#x20;

The Access token is obtained from KYC Lite URL (UUID), you must use that token in order to complete your requested transaction.

If the data, `Bank` of the user is null, then you must execute `/third-party-service/update-bank`.&#x20;

If “ to\_deposit” shows bank data this means the institution has the ability to perform "Pay-In" ramp transactions.&#x20;

Specific Information regarding KYC Documents by country can be found [here](/alfred-integration-docs/welcome/alfred-overview/required-documents-for-kyc-by-country.md).